It is a fact that an amazing 70% of the UK population do not have a Will. Do married couples assume they will inherit all of their partner's estate on their death? This is untrue, under the rules of intestacy, a spouse with children will be entitled to the first £125,000 only and a life interest in half of the remainder.

A Will is not solely concerned with passing on your worldly goods to another of your choice but can also be a valuable document enabling you to mitigate against the effects of long term care costs and inheritance tax. It is also an essential tool in providing for members of your family who are not recognised by the rules of intestacy, such as unmarried partners, step children or elderly parents who rely on you. One of the most important reasons to make a Will is the peace of mind it affords, lessening the burden of your death on loved ones. It costs very little to make a Will but the costs of avoiding this obligation can be very high.

Will writing is not regulated by the FSA.